Property insurance provides protection against risks to the property, such as fire, theft and natural hazards (earthquake, storm, tempest and flood)..

There are also additional covers such as:
Glass breakage, burglary by forcible entry, burglary by hold up, water damage due to bursting or overflowing of pipes, apparatus and water tanks, rain damage, strike, riot, civil commotion, damage to electrical apparatus, removal of debris, architect fees, loss of rent/loss of accommodation, liability towards neighbors, liability towards co-owners, war and terrorism.